CM Punjab Apni chat Apna ghar Registration Open Know Application Process to Get Loan With 0% Interest

CM Punjab Apni chat Apna ghar Registration

CM Punjab Apni chat Apna ghar Registration: The Punjab Government has announced Phase 2 of the Apni Chhat Apna Ghar Scheme 2025, a major step towards solving the housing crisis for low-income families. Under the leadership of Chief Minister Maryam Nawaz Sharif, the scheme promises not just homes, but dignity, stability, and hope for the homeless and economically weak communities of Punjab. With 25,000 houses already approved for construction in Phase 1, Phase 2 is now underway with expanded benefits, transparent eligibility criteria, and an easy registration process, both online and offline.

This article provides a comprehensive guide to Apni Chhat Apna Ghar Scheme Phase 2, including eligibility requirements, online/offline registration, required documents, and full benefits under the program.

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CM Punjab Apni chat Apna ghar Registration Open Know Application Process to Get Loan With 0% Interest

What is Apni Chhat Apna Ghar Scheme?

Apni Chhat Apna Ghar is a welfare housing scheme launched by the Punjab government to provide free or low-cost houses to homeless and financially disadvantaged families. The project aims to build more than 100,000 houses in the province, starting with 25,000 houses under Phase 1. The houses will be built on government-owned land in selected districts, including Lahore, Multan, Sialkot, Dera Ghazi Khan, and others.

Each housing unit will be equipped with basic amenities, including clean drinking water, solar panels, and modern sewerage systems. In Phase 2, the scheme is being extended to more cities and tehsils, with updated registration and eligibility guidelines to accommodate a larger number of deserving families.

Phase 2 Update – What’s New?

Phase 2 of the scheme brings several improvements to ensure broader inclusion and transparency:

  • Expansion to More Cities: More than 12 districts will now be covered, including rural and urban areas.
  • Improved Registration System: A new online portal and NADRA verification system are introduced to prevent fraud.
  • Pre-Qualification Survey: A fresh Housing Need Assessment Survey will be conducted to identify truly deserving families.
  • Solar-Powered Units: All houses in Phase 2 will be solar-powered, supporting energy-efficient living.
  • Focus on Women and Widows: Special quota reserved for women-headed households and widows with no property ownership.

These updates make Phase 2 more inclusive and people-centric, aiming to reach not only urban slum dwellers but also homeless families in rural Punjab.

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Eligibility Criteria For Application

To qualify for the Apni Chhat Apna Ghar Scheme 2025 Phase 2, applicants must meet the following conditions:

  • Must be a resident of Punjab with valid CNIC.
  • Monthly income should be below 50,000.
  • Should not own any property or house in their name or spouse’s name.
  • Widows, orphans, and disabled persons will be given priority.
  • Families living in rented homes are encouraged to apply.
  • Must participate in the Housing Needs Survey conducted by the Punjab government.

Required Documents For Complete Registration

Applicants are required to submit the following documents for verification:

  • CNIC of the applicant and spouse (if applicable)
  • Income certificate or salary slip
  • Utility bill or rent agreement as proof of residence
  • Disability certificate for disabled people
  • Death certificate of husband for widows
  • Affidavit stating non-ownership of house or land

You must have all these documents for the registration process. If you not have then get from the NADRA office.

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How to Register for Apni Chhat Apna Ghar Scheme 2025 Online and Offline

Online Registration Method

The registration process in Apni Chaht Apna Ghr Program Is very simple. You can complete your registration easily by sitting at home. There are some steps which you have to follow for successful registration. These steps are given below

Step 1: Enter your complete name.
اپنا مکمل نام درج کریں۔
Step 2: Input your 13-digit CNIC number.
اپنا 13 ہندسوں پر مشتمل شناختی کارڈ نمبر درج کریں۔
Step 3: Provide the name of your father or husband.
اپنے والد یا شوہر کا نام فراہم کریں۔
Step 4: Enter the CNIC number of your father or husband.
اپنے والد یا شوہر کا شناختی کارڈ نمبر درج کریں۔
Step 5: Select your gender (Male/Female).
اپنی صنف منتخب کریں (مرد / عورت)۔
Step 6: Provide a valid email address.
ایک درست ای میل ایڈریس فراہم کریں۔
Step 7: Enter your active mobile number.
اپنا فعال موبائل نمبر درج کریں۔
Step 8: Specify your mobile network provider.
اپنے موبائل نیٹ ورک فراہم کنندہ کا انتخاب کریں۔
Step 9: Select your division from the dropdown menu.
اپنی ڈویژن منتخب کریں۔
Step 10: Choose your district.
اپنا ضلع منتخب کریں۔
Step 11: Select your tehsil.
اپنی تحصیل منتخب کریں۔
Step 12: Enter the name of your city.
اپنے شہر کا نام درج کریں۔
Step 14: Create a secure password for your account.
اپنے اکاؤنٹ کے لیے ایک محفوظ پاس ورڈ بنائیں۔
Step 14: Re-enter the password to confirm.
پاس ورڈ دوبارہ درج کریں تاکہ تصدیق ہو سکے۔

Ensure that all information provided is accurate and that all required documents are uploaded to avoid any delays or issues with your application through ACAG.Punjab.Gov.PK Portal.

Offline Registration Process

  • Visit your nearest Union Council Office or Assistant Commissioner Office.
  • Collect the registration form for the Apni Chhat Apna Ghar Scheme.
  • Attach photocopies of your documents as listed above.
  • Submit the form to the designated housing officer.
  • A government survey team will visit your residence to verify your eligibility.

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Survey And Verification Process After Application

Once your application is submitted, a team from the Punjab Housing and Town Planning Agency will visit your current residence as part of the Housing Needs Survey. The purpose is to:

  • Verify your current living condition.
  • Confirm non-ownership of land.
  • Assess number of dependents.
  • Prioritize vulnerable families (e.g., widows, persons with disabilities).

The NADRA database will be used to cross-check details, ensuring transparency and preventing duplicate applications.

City-Wise List of Locations Covered in Phase 2

Here is the district-wise list of locations covered in Phase 2 of the Apni Chhat Apna Ghar Scheme 2025 in bullet points:

  • Lahore: Kahna, Raiwind, Ferozepur
  • Sialkot: Pasrur, Daska
  • Multan: Shujabad, Jalalpur Pirwala
  • Dera Ghazi Khan: Taunsa, Kot Chutta
  • Rajanpur: Rojhan, Jampur
  • Bahawalpur: Hasilpur, Yazman
  • Faisalabad: Samundri, Jaranwala
  • Rahim Yar Khan: Khanpur, Liaquatpur
  • Muzaffargarh: Alipur, Kot Addu
  • Mianwali: Isakhel, Piplan
  • Okara: Renala Khurd, Depalpur
  • Bhakkar: Darya Khan, Kalur Kot

Final district-wise lists and balloting details will be published on the official portal.

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Selection and Balloting Process

After successful registration and verification:

  • All verified applications will be added to a computerized database.
  • A transparent digital balloting process will be held under the supervision of PHATA and third-party auditors.
  • Selected applicants will receive SMS notifications.
  • They will then be called to the district office to sign ownership documents.
  • Houses will be handed over in phases after completion of construction.

The government aims to hand over 25,000 homes by the end of 2025, with Phase 2 targeting an additional 50,000 beneficiaries.

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Government’s Vision and Social Impact

Chief Minister Maryam Nawaz has called the Apni Chhat Apna Ghar Scheme a big step forward in helping poor families, saying that having a home is not a luxury but a basic need for everyone. This program not only gives people a proper place to live but also helps women by giving them ownership of land, which means they have more control and respect in the family.

The scheme also helps create jobs by boosting construction work across Punjab. By replacing slums with clean and planned housing, it improves people’s health and living conditions. It also supports the use of solar energy and eco-friendly buildings, which helps protect the environment and saves money for families in the long run.

Final Words

The Apni Chhat Apna Ghar Scheme 2025 Phase 2 is more than a housing program—it is a promise of hope, dignity, and social justice for the underprivileged population of Punjab. With transparent processes, fair eligibility criteria, and powerful benefits, this scheme can transform the lives of thousands of families.

Applicants are strongly encouraged to register early, prepare their documents, and participate in the survey process to secure their chance at owning a home under this historic welfare initiative.

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FAQS

What is the purpose of the Apni Chhat Apna Ghar Scheme 2025?

The scheme aims to provide free or affordable housing to low-income and homeless families across Punjab. It promotes dignity, ownership, and better living standards.

Who is eligible to apply for Phase 2 of the scheme?

Residents of Punjab earning below 50,000 monthly who do not own any property can apply. Widows, orphans, and disabled individuals are given priority.

How can one register for the scheme?

Applicants can register online at ACAG.Punjab.Gov.PK or visit their local Union Council office for offline registration. Required documents must be submitted during the process.

What new features are included in Phase 2?

Phase 2 includes solar-powered homes, more district coverage, and NADRA-verified registration. It also prioritizes women-led households.

How will the final selection of applicants be done?

A transparent digital balloting process will be conducted after verification. Selected applicants will be notified via SMS and called to sign documents.